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Retirement Planning

“The bad news is time flies. The good news is you’re the pilot.”
-Michael Althsuler

It is NEVER too early to begin saving for retirement. We are here to help at all stages in your life and career.

If you are just starting out we realize that saving for retirement may not be a priority. But it should be! Due to the benefits of compounding, waiting a mere 15 years to begin saving for retirement can decrease your retirement nest-egg by 50% or more. It is well worth it to begin putting something away now, and the best way to do that is to develop a plan that works for you.

However, if you have yet to begin saving for your retirement, you are not alone. Some recent studies show that more than 50% of American households are financially unprepared or behind in their retirement planning. Some reasons for this include:

  • Lack of knowledge of how much money one needs to put away to ensure a comfortable retirement;
  • Failure to understand the effect that taxes, insurance, risk exposure, and total financial planning have on developing a successful, productive retirement plan; and,
  • Being overwhelmed by the types of retirement plans and the complexity of choosing the right investments.

We help you construct a retirement portfolio that considers all aspects of your financial picture and which grows over time to help you pursue your retirement goals.

Finally, as you near or enter retirement, we will guide you through developing a plan for taking tax-efficient retirement distributions that strive to keep your principal intact. Our ultimate goal for each investor is for your retirement savings to outlive you.

Please call our office to schedule a free consultation or click here to request an appointment.

Useful links:
Social Security Administration
AARP/Health Insurance

Retirement Income Planning